LIVE
🥇 Gold:
🥈 Silver:
🔷 Plat:
🔹 Pallad:
👑 PRECIOUS METALS + NET WORTH

Know Your
Sovereign Worth

The only tracker that combines live gold, silver, platinum & palladium spot prices with your complete net worth — all in one place, all private, all yours.

🚀 Launch Free App → See Features ↓
🥇 Gold $4,650/oz
🥈 Silver $80/oz
🔷 Platinum $2,446/oz
🔹 Palladium $1,625/oz
Demo net worth:
$547,220
🇺🇸
🍎
App Store
iOS + iPadOS
🤖
Google Play
Android
🌐
Web App
Any browser
Trusted by

GETTING STARTED

How Sovereign Works

Three simple steps to start tracking your stack and wealth.

1
📱 Download Free
Get Sovereign on iOS, Android, or use the web app. No credit card, no sign-up required. Just download and start.
2
🥇 Add Your Metals
Log your gold, silver, platinum, and palladium holdings. Track cost basis, quantities, and storage locations.
3
📈 Watch Growth
See live spot prices, your stack's value, Stacker Rank, and wealth growth. All updated in real-time, all yours.
0
Stackers Tracking
0
Million+ Wealth Tracked
0
Star Rating
0
Currencies Supported

SEE IT IN ACTION

Your wealth, beautifully tracked

Live prices · 5 screens · Rivera family demo data

Tap to hear the demo
🔒 sovereign-app.com
LIVE
🏠 OVERVIEW 📊 INVESTABLE 🥇 METALS 💵 CASH
TOOLS 🎯 FI 📈 HISTORY 🏆 STACKER
NET WORTH · MAR 2026
$547,220
▲ +$4,200 this month  ·  +$149,200 since start
INVESTABLE
$355,693
65% of NW
METALS
$56,562
10.3% of NW
REAL ESTATE
$388,200
equity
CASH & SAVINGS
$187,420
34% liquid
TOTAL LIABILITIES
−$296,840
mortgage + auto
🥇🥈🔷🔹 PRECIOUS METALS — LIVE PRICES
🥇 GOLD · 4.5 oz
Cost basis $19,800
LIVE SPOT
$5,131/oz
VALUE
$23,090
GAIN
+$3,290 · +16.6%
🥈 SILVER · 520 oz
Cost basis $39,840
LIVE SPOT
$85/oz
VALUE
$44,200
GAIN
+$4,360 · +10.9%
GOLD · SILVER RATIO
60.4
📊 Historically signals: accumulate SILVER
🏆 STACKER RANK · WORLDWIDE
SILVER TITAN
Fewer than 2% of people globally own any physical PMs
🥇 GOLD RANK
Top 12%
4.5 oz · beats 88% worldwide
0%88th percentile100%
🥈 SILVER RANK
Top 8%
520 oz · beats 92% worldwide
0%92nd percentile100%
🎯 FINANCIAL INDEPENDENCE CALCULATOR
4% Rule · $72,000/yr spend · Age 44 now
FI NUMBER
$1,800,000
72k/yr × 25
INVESTABLE NW
$355,693
65% of total NW
Progress to FI19.8%
YEARS TO FI
14.1 yrs
Age 58 · $36k/yr saved
GAP TO FI
$1,444,307
still needed
📈 NET WORTH HISTORY · RIVERA FAMILY
PEAK $569k
Jun 2024Oct 2024Mar 2025Sep 2025Mar 2026
STARTED
$398k
Jun 2024
PEAK
$569k
all-time high
TODAY
$547k ▲
+37.5%
21-MONTH GAIN
+$149,200
+37.5% total return · Jun 2024 → Mar 2026
Overview Metals Stacker FI Calc History
🚀 Try it free — use your own data 🎮 Interactive demo ↓

INTERACTIVE DEMO

Explore it yourself

Rivera family · $547,220 net worth · Click any tab to explore

sovereign-app.com
👑 DEMO MODE — Rivera family sample data. Explore freely.
NET WORTH · MAR 2026
$547,220
▲ +$84,600 YTD  ·  +18.2%
INVESTABLE
$268,440
49% of NW
METALS
$59,540
+7.2% ROI
REAL ESTATE
$388,200
equity
CASH & SAVINGS
$187,420
34% liquid
TOTAL LIABILITIES
−$296,840
mortgage + auto
🥇🥈🔷🔹 LIVE PRECIOUS METALS
🥇 GOLD · 4.5 oz
Avg cost $4,400/oz
SPOT
$5,131/oz
CURRENT VALUE
$23,090
GAIN / ROI
+$3,290 · +16.6%
🥈 SILVER · 520 oz
Avg cost $76.62/oz
SPOT
$85/oz
CURRENT VALUE
$44,200
GAIN / ROI
+$4,356 · +10.9%
🔷 PLATINUM · 0 oz
$2,114/oz spot
🔹 PALLADIUM · 0 oz
$1,442/oz spot
GOLD·SILVER RATIO
60.4
📊 Historically favors buying SILVER at this ratio
🏆 YOUR STACKER RANK
SILVER TITAN
520 oz silver · 4.5 oz gold
🥇 GOLD RANK
Top 12%
Worldwide · beats 88%
🥈 SILVER RANK
Top 8%
Worldwide · beats 92%
COMBINED VALUE
$67,290
TOTAL ROI
+11.0%
🎯 FINANCIAL INDEPENDENCE
4% rule · $72,000/yr spend · Age 44 now
FI NUMBER
$1,800,000
72k/yr × 25
INVESTABLE NW
$355,693
65% of $547,220
Progress19.8% of FI goal
YEARS TO FI
14.1 yrs
Age 58 · $36k/yr saved
GAP TO FI
$1,444,307
still needed
📈 NET WORTH HISTORY · RIVERA FAMILY
PEAK $569k
Jun 2024Oct 2024Apr 2025Sep 2025Mar 2026
STARTED
$398k
Jun 2024
PEAK
$569k
all-time high
TODAY
$547k ▲
current
21-MONTH GAIN
+$149,200
+37.5% total return · Jun 2024 → Mar 2026
🚀 Try Live Demo (with your data) 👁 View full app →

Prices shown are live from market · Demo data is the Rivera family sample

REAL PEOPLE, REAL REACTIONS

They love it. See for yourself.

Stackers and net worth trackers share what clicked for them the moment they saw Sovereign in action.

🥇
METALS TRACKER
★★★★★

"I opened the metals tab and just gasped. My entire silver stack — live price, total value, gain since purchase — all there instantly. I've been tracking this in a spreadsheet for three years. Never again."

MR
Marcus R.
Silver stacker · Austin, TX · 3 yrs stacking
🏆
STACKER RANK
★★★★★

"When it told me I'm in the top 9% of gold holders worldwide, I literally showed my wife. She said she understood for the first time why we buy metals. That one screen changed everything in our house."

JL
James L.
Gold & silver · Denver, CO · 5 yrs stacking
🎯
FI CALCULATOR
★★★★★

"The FI calculator broke my brain — in the best way. I could see exactly how many years I shaved off by buying silver last month. My number went from 16.2 years to 15.9. I screenshot it every time it drops."

SP
Sofia P.
FIRE investor · Miami, FL · early stacker
📈
NET WORTH HISTORY
★★★★★

"I've been logging my net worth monthly for two years. When I imported it all into Sovereign and saw the chart… I actually teared up. Seeing the whole journey in one line made every sacrifice worth it."

DK
Daniel K.
Net worth tracker · Seattle, WA · 2 yrs logging
💱
MULTI-CURRENCY
★★★★★

"I'm in Korea. Every other app shows me USD only. Sovereign flipped to Korean Won in one tap. My stack was suddenly 22 million KRW. That's when it felt real. This app actually gets international stackers."

YJ
Yuna J.
Silver stacker · Seoul, South Korea
📊
GSR SIGNAL
★★★★★

"The Gold-Silver Ratio signal told me to accumulate silver when it hit 90. I bought 100 oz. Now the ratio's at 60 and my gains are insane. Sovereign paid for itself 200× over on that one trade signal alone."

AT
Alex T.
Active stacker · Phoenix, AZ · GSR trader
Join thousands of stackers who track smarter →

EVERYTHING YOU NEED

Built for serious stackers

Every feature designed specifically for precious metals investors who want the full financial picture.

🥇🥈🔷🔹
All 4 Metals, Live
Real-time spot prices for gold, silver, platinum, and palladium. Auto-refreshes every 60 seconds. Shows your unrealized P&L, cost basis, and ROI per metal.
LIVE PRICES
📊
Net Worth Overview
Track total net worth across cash, investments, real estate, crypto, metals, and liabilities. Import from Empower (Personal Capital) or add manually.
ALL ASSETS
⚖️
Gold-Silver Ratio Analysis
Live GSR with historical context from 1971 to present. Buy/sell signal analysis, rebalance calculator, and strategy recommendations for your stack.
GSR TOOLS
Current GSR:
60
ACCUMULATE SILVER
🏆
Stacker Rank
See exactly where your stack ranks against the world population in oz held. Get your percentile, title, and milestone tracking as you grow your position.
UNIQUE FEATURE
🎯
FI Calculator
Financial Independence tracker using the 4% rule. Shows your FI progress bar, years to FI, target number, and monthly savings needed to hit your goal.
FI / FIRE
🚀
Retirement Projections
Monte Carlo–style retirement modeling with conservative, normal, and optimistic scenarios. Tracks 401(k), IRA, SEP IRA, real estate, and metals separately.
RETIREMENT
📈
Net Worth History
Full history chart of every snapshot you've taken. Milestone events, year-over-year comparison, and trend visualization going back as far as you track.
HISTORY
💱
30+ Currency Support
Live exchange rates for USD, EUR, GBP, JPY, CAD, AUD, KRW, and 25+ more. Every value in the app instantly converts to your preferred currency.
MULTI-CURRENCY
🔒
100% Private by Default
All your data is stored locally on your device. No servers see your financial information. Optional cloud sync available — completely your choice.
PRIVACY FIRST

HOW WE COMPARE

The only tracker built
for stackers

Feature
👑 Sovereign
MOST POPULAR
Kubera
GoldFolio
Live gold, silver, Pt, Pd prices
✓ All 4
Net worth tracking
Gold-Silver Ratio tools
✓ Full GSR suite
Stacker World Rank
✓ Unique
FI / FIRE calculator
Retirement projections
✓ Basic
30+ currencies live
Local / private storage
✓ Default
Cloud only
Cloud only
Price
Free + $9.99/mo Pro
$360/yr
Free / $4.99

PRICING

Simple, transparent pricing

Start free. Upgrade when you're ready.

FREE FOREVER
$0
no credit card needed
  • Live spot prices (all 4 metals)
  • Net worth snapshots
  • GSR analysis & history
  • Stacker Rank
  • FI calculator
  • 30+ currencies
  • Local storage — fully private
Get Started Free →

30-day money-back guarantee on all paid plans · No questions asked

Pricing FAQ

Can I use Sovereign for free forever?
Yes! The Free tier has all core features — live prices, net worth tracking, GSR, Stacker Rank, and more.
What's the difference between Pro plans?
$9.99/mo is month-to-month. $79/yr saves 34%. $149 lifetime is best value if you're all-in on Sovereign.
Do you offer a free trial for Pro?
Launch the app and try everything free. Pro adds cloud sync, history, trade logs, and exports.
What if I change my mind?
Full 30-day refund guarantee on all Pro plans. Email support@sovereignapp.io to cancel.
Can I switch between plans?
Yes, upgrade or downgrade anytime. Your data stays in sync across all plans.
Is my data really private?
By default, Sovereign stores everything locally on your device. Cloud sync is optional and encrypted.

FROM THE COMMUNITY

Stacking Resources

Learn from the community. Expert insights on precious metals, investing, and financial independence.

MARKET ANALYSIS
Gold vs. Silver: Which Should You Stack?
A deep dive into the gold-silver ratio, historical trends, and how to decide which precious metals fit your strategy.
Read on r/Silverbugs →
EDUCATION
The Beginner's Guide to Precious Metals Investing
Everything new stackers need to know: types of metals, premiums, storage, and building your first stack without mistakes.
Join WSS Community →
STRATEGY
Dollar-Cost Averaging Into Your Stack
How to build consistent wealth through regular purchases, timing the market with DCA, and tracking your portfolio growth.
Explore More →
×
Before you go — Sovereign is free to start. No card needed.
🚀 Launch Free App